Commerce · Payments · AI

Twenty-five years of payments.
Now with intelligence in every layer.

Serino builds the platform merchants run on and the payment software processors certify on — with Kaya, our AI capability, running through all of it.

Serino Commerce · Commerce as a Service

Everything a merchant needs to sell.
One platform, five layers.

Running stores used to mean managing this:

POS vendorPayment terminal providerGateway Online-ordering platformKiosk vendorKitchen display system CRMLoyalty appAnalytics tool Inventory systemAccounting connectorWebsite builder ISP contractHardware financing
Fourteen relationships. Fourteen invoices. Nothing agreeing with anything.
Fourteen vendors became one platform — five layers on one spine.
KAYA

Point of Sale

Cashier POS · Kiosk · ECOM storefront · Kitchen systems — display, routing, assembler & expediter stations · Pay at Tableearly access · Merchant appsearly access

Payments

Terminal payment applications — the 25-year craft, productized · Payment gateway · Multi-acquirer integrated acquiring · Pay by points

Cloud Services

Serino Ember CRM · Merchant portals · Estate pricing — one declaration, every branch and channel in agreement · Order management & routing · Back-office integration · Merchant analyticsearly access · Inventory, commissary & purchase orderingearly access

Financial Services

CAPEX-free — Serino carries the hardware; you pay nothing upfront. One take rate through the transactions you already make.

Infrastructure

Serino Tala — the on-premise AI box. Your whole store runs offline: outage-proof, bandwidth-light, fully operational without the cloud · Serino Sofia — private cloud for data sovereignty and a unified multi-branch view · Telco services — connectivity with cellular fallback

Not a sixth layer — the spine. Every layer docks into Kaya: reporting, optimization, and prediction running across the whole stack. Adopt one layer or light them all — at your own pace.

Signals. Not reports.

Reports are copies, and copies drift. Kaya's signals come from your own orders — no borrowed benchmarks, nothing it can't show the receipts for. Each one tells you how sure it is, and why. The data is the system's. The call is yours.

REFUSES  what's illegal
ASKS  what's ambiguous
FLAGS  what's yours to judge
Serino Kaya

A system that can say no is a system you can trust.

Intelligence bolted onto software guesses. Intelligence built through it — governed, honest, on your premises — earns its place on your floor.

Intelligence that lives in your store

Kaya runs on the Tala box, on premise — industry-tuned, speaks your language, works offline, with zero exposure to foundation-model costs.

One spine, every layer

The same intelligence that watches sales watches pricing, inventory, and the kitchen — because it all lives on one platform, not a dozen vendors.

Honest by design

Where the data is thin, Kaya says so — and tells you what would firm it up. No fabricated numbers, ever.

Serino Services

The 25-year craft, available two ways.

Serino Commerce stands on a services business that has been quietly certifying and building payment software since 2002 — for some of the world's largest processors and terminal makers.

Payments

Certification & payment software

Payment application development and certification for processors, acquirers, OEMs, and terminal manufacturers. EMV, contactless, QR — the discipline where a wrong answer is a failed audit.

This is the pedigree everything else stands on. It has never stopped.

The Kaya program

Business transformation, delivered

The same capability that builds Serino Commerce, applied to your operation: software that fits how you actually run, without carrying a permanent development team.

Assess, build, run — the transformation we ran on our own 25-year business first.

2002.
Established · San Francisco Bay Area · Manila · Bacolod
Our story

Arrival, not pivot.

For twenty-five years we built the payment software the industry certifies on — quiet, exacting work where trust is the entire product.

We built Kaya, our AI capability, and pointed it at ourselves first. Now it runs through everything: the services we've always provided, and Serino Commerce — the platform version of everything we've learned.

Serino360 is now Serino Commerce.

See it running. Decide for yourself.

A demo day at Serino is the whole platform, live — your questions, our floor. No deck-ware.

Book a demo
Book a demo

See it running. Tell us where to point it.

A short note and we'll set up a live walkthrough — your questions, our floor.